Blog

09
Apr

Why cash can be the riskiest asset of all

Posted by | · · · · · · · · · · · · · · · | Investment Wisdom | No Comments on Why cash can be the riskiest asset of all

When you consider the biggest risk to your wealth – Every investor would have heard of equity and listed property referred to as ‘risk assets’. They would also have seen a graph which shows the relative risk of different asset classes, with cash at the bottom as the ‘lowest risk’ and equity at the top […]

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09
Apr

Let SARS help you pay for retirement

Posted by | · · · · · · · · · · · · · · · · · · · · · | Investment Wisdom | No Comments on Let SARS help you pay for retirement

The South African Revenue Service (SARS) wants to help you pay for your retirement. The way in which they do this is by offering generous tax deductions when you make contributions to your retirement annuity (RA), pension or provident fund. On 1 March 2016, the tax deductions for retirement savings increased from 15% to 27.5% – which means you can […]

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28
Mar

The Impact Of VAT

Posted by | · · · · · · · · · · · · · | Investment Wisdom | No Comments on The Impact Of VAT

– On The Ordinary South African There is a massive gap in the country’s finances, to put it bluntly. South Africa has an R48-billion hole in the fiscus that needs to be filled, and part of Finance Minister Malusi Gigaba’s solution in the previous 2018 Budget speech was to push up value-added tax (VAT) by […]

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08
Jan

To B or not to B – (Bitcoin)

Posted by | · · · · · · | Investment Wisdom | No Comments on To B or not to B – (Bitcoin)

The value of bitcoin The total market value of all bitcoins is US$80bn, which is more than the value of Richemont and triple the value of Anglo American. It is the topic on which we currently receive the most questions from clients. In this article, Jacques Plaut discusses how we would apply our valuation techniques […]

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05
Jan

The solution to your resolutions

Posted by | No Tags | Investment Wisdom | No Comments on The solution to your resolutions

New Years Resolutions #1 Do you need a financial adviser or not? As the year turns, many investors are looking back on favourable results in 2017 . Will the party continue in 2018? Or will the bears take away the punch bowl? No one can know. But what can be known is that savvy financial planning will pay off […]

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15
Aug

Surviving Independence

Posted by | · · · · · · · · · · · · · · | Macro Economic Analyses | No Comments on Surviving Independence

Surviving as an independent financial advisor will be dependent on having a great business model. Many people recognise the value of truly independent financial advice. An advisor that is not tied to any specific product providers can offer a range of solutions from different sources and is more likely to be free from conflicts of […]

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08
Nov

Severe Weather – Insurance update

Posted by | · · · · · · · · · · | Short-Term Insurance | No Comments on Severe Weather – Insurance update

  Over the past year, parts of South Africa have been ravaged by severe weather changes – freezing temperatures, snow, hail, high winds, heavy rains, flash floods and even tornados. Following the extreme rainfall and floods in Pretoria yesterday as well as the massive hail storm that took place in Bloemfontein last week and with […]

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24
Oct

Home is where the House is

Posted by | · · · · · · · · · · · | Macro Economic Analyses | No Comments on Home is where the House is

The average price to buy a house in South Africa right now South African property tracker ooba has released its latest oobarometer for the third quarter of 2016, showing that property prices have climbed almost 6% year on year. However, prices have dropped quarter on quarter, declining 3.3% from Q2. “When adjusting for inflation, house […]

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