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Surviving Independence

Posted by | August 15 | No Comments on Surviving Independence

Surviving as an independent financial advisor will be dependent on having a great business model. Many people recognise the value of truly independent financial advice. An advisor that is not tied to any specific product providers can offer a range of solutions from different sources and is more likely to be free from conflicts of […]

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Investor behaviour

Posted by | April 26 | No Comments on Investor behaviour

Your journey as an investor started with a plan on day one. Uncertainty has the ability to make one forget about the plan which made so much sense initially. It is for this reason that it is necessary to look at the plan and the principles used to construct your portfolio to achieve your goals. […]

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Downgraded

Posted by | April 5 | No Comments on Downgraded

This week , S&P cut South Africa’s long-term foreign currency debt rating to one notch below investment grade. The local currency rating was also cut but remains investment grade. The outlook was kept as negative: Long-term foreign currency rating cut to BB+ from BBB- Long-term local currency rating cut to BBB- from BBB   Below is […]

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Cabinet Reshuffle

Posted by | March 31 | No Comments on Cabinet Reshuffle

JOHANNESBURG – Political parties have furiously reacted to President Jacob Zuma’s Cabinet reshuffle, with the Economic Freedom Fighters (EFF) rejecting the changes outright and the South African Communist Party (SACP) warning new appointees to think twice before stealing from the public purse. Zuma has fired Pravin Gordhan from the Ministry of Finance and replaced him […]

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Your Child’s Financial Future

Posted by | February 3 | No Comments on Your Child’s Financial Future

Many parents find it very difficult to talk to their children about money. Either the topic is seen as too sensitive or they just feel that they don’t know enough to give good advice. However, the worst lesson that any parent could ever give a child about money is not talking about it. Children learn […]

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Favourite Favourites

Posted by | January 16 | No Comments on Favourite Favourites

At the end of 2001, more than four times as much money was invested in local equity unit trusts as was held in multi-asset funds. Over the past 15 years however, this has reversed dramatically. There is now more than twice as much money held in balanced funds as there is in pure equity unit […]

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Severe Weather – Insurance update

Posted by | November 8 | No Comments on Severe Weather – Insurance update

  Over the past year, parts of South Africa have been ravaged by severe weather changes – freezing temperatures, snow, hail, high winds, heavy rains, flash floods and even tornados. Following the extreme rainfall and floods in Pretoria yesterday as well as the massive hail storm that took place in Bloemfontein last week and with […]

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Staying the course in volatile markets

Posted by | October 24 | No Comments on Staying the course in volatile markets

Investing can play havoc with your emotions. One day the market is up, the next it’s down. With so much volatility, what should you do? The short answer is… nothing! While this might sound counterintuitive, and far easier said than done, history suggests that your investments are better off riding out short-term market volatility. Below […]

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Home is where the House is

Posted by | October 24 | No Comments on Home is where the House is

The average price to buy a house in South Africa right now South African property tracker ooba has released its latest oobarometer for the third quarter of 2016, showing that property prices have climbed almost 6% year on year. However, prices have dropped quarter on quarter, declining 3.3% from Q2. “When adjusting for inflation, house […]

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Know What You’re Buying

Posted by | September 26 | No Comments on Know What You’re Buying

South African index tracking funds For investors considering adding equity exposure to their portfolios by simply buying an index tracking fund, it’s important to know exactly what you’re buying. That’s because your holdings – and the risk you take – can end up being quite different, depending on which JSE equity index you choose. The […]

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