A fortunate group of South Africans will receive their salaries in the next couple of days, while others need to find alternative ways of sustaining themselves during this challenging time. Whether you’re part of the first or second group, it’s imperative that you carefully consider your finances before making any rash decisions. Here are five […]
It has been a good few years for cash. As shown in Graph 1, over the past three years cash (i.e. highly liquid assets, like money market funds and fixed-interest assets, such as Treasury bills) has delivered decent returns, when compared to equities and bonds, with significantly less volatility amid ongoing global uncertainty. This has been […]
When you consider the biggest risk to your wealth – Every investor would have heard of equity and listed property referred to as ‘risk assets’. They would also have seen a graph which shows the relative risk of different asset classes, with cash at the bottom as the ‘lowest risk’ and equity at the top […]
