It involves looking for ways to save more and ensuring that you are doing so for the things that matter to you. The word detox can be quite daunting especially when the goal is to start the year with a clean slate. Yet more so than before, people are looking at detoxing and simplifying their […]
Taking out insurance is about more than being prepared for the unexpected or signing up because it is the ‘right thing to do’. Insurance should be carefully adapted and tailor-made to suit every different stage of your life, whether you are a young executive starting out, or a pensioner wanting to enjoy life. We know […]
When you consider the biggest risk to your wealth – Every investor would have heard of equity and listed property referred to as ‘risk assets’. They would also have seen a graph which shows the relative risk of different asset classes, with cash at the bottom as the ‘lowest risk’ and equity at the top […]
– On The Ordinary South African There is a massive gap in the country’s finances, to put it bluntly. South Africa has an R48-billion hole in the fiscus that needs to be filled, and part of Finance Minister Malusi Gigaba’s solution in the previous 2018 Budget speech was to push up value-added tax (VAT) by […]
Surviving as an independent financial advisor will be dependent on having a great business model. Many people recognise the value of truly independent financial advice. An advisor that is not tied to any specific product providers can offer a range of solutions from different sources and is more likely to be free from conflicts of […]
At the end of 2001, more than four times as much money was invested in local equity unit trusts as was held in multi-asset funds. Over the past 15 years however, this has reversed dramatically. There is now more than twice as much money held in balanced funds as there is in pure equity unit […]
The average price to buy a house in South Africa right now South African property tracker ooba has released its latest oobarometer for the third quarter of 2016, showing that property prices have climbed almost 6% year on year. However, prices have dropped quarter on quarter, declining 3.3% from Q2. “When adjusting for inflation, house […]
