Monthly Market & Fund Update Markets bounced back sharply during April on the back of positive news. Many countries started to relax lockdown restrictions and positive signs from China’s economy restored some hope that the impact from COVID 19 will be shorter lived than initially expected. April saw the 5th best month for the MSCI […]
Is the very thought of planning a barrier for you when it comes to investing? Or are you guilty of overanalysing and underacting? We investigate why, in our search for answers, we refuse to accept the simple ones. We also provides some useful tips to help us overcome these common barriers. We have written numerous […]
The current 2018/2019 tax year is ending on 28 February 2019. During this time, it is important to remember to make use of certain benefits for the year such as your annual deductions and exclusions: Contributions to a retirement annuity can be claimed as a tax deduction when filing your annual tax return. These contributions […]
It has been a good few years for cash. As shown in Graph 1, over the past three years cash (i.e. highly liquid assets, like money market funds and fixed-interest assets, such as Treasury bills) has delivered decent returns, when compared to equities and bonds, with significantly less volatility amid ongoing global uncertainty. This has been […]
The South African Revenue Service (SARS) wants to help you pay for your retirement. The way in which they do this is by offering generous tax deductions when you make contributions to your retirement annuity (RA), pension or provident fund. On 1 March 2016, the tax deductions for retirement savings increased from 15% to 27.5% – which means you can […]
Surviving as an independent financial advisor will be dependent on having a great business model. Many people recognise the value of truly independent financial advice. An advisor that is not tied to any specific product providers can offer a range of solutions from different sources and is more likely to be free from conflicts of […]
