What’s age got to do with insurance? A lot actually. How it affects your insurance tends to depend on the type of insurance we’re talking about. For instance, when it comes to life insurance, your age plays quite a big role in how much you’ll pay. It’s better to get cover as early as possible, […]
Motor vehicle insurance has been described as a necessary evil – even if you pay cash for a motor vehicle or if you think you are the most cautious of motorists, with more than 10 million cars on the road in South Africa it is crucial to be insured and you are at great financial […]
Is the very thought of planning a barrier for you when it comes to investing? Or are you guilty of overanalysing and underacting? We investigate why, in our search for answers, we refuse to accept the simple ones. We also provides some useful tips to help us overcome these common barriers. We have written numerous […]
Financial Planning is an ongoing process to help you make sensible decisions about your money, and the journey begins with helping you communicate the things that are important to you, whether they be aspirational or material. Many people contact SALVO CAPITAL because they know they need independent financial advice but are not sure where to […]
Vehicle accidents can be a traumatic experience, especially if we’re involved in one that we didn’t cause. We asked Santam to share some insights what you should do in the event of an accident. We understand that road accidents are a reality we need to be prepared for and we’re committed to doing all we […]
Surviving as an independent financial advisor will be dependent on having a great business model. Many people recognise the value of truly independent financial advice. An advisor that is not tied to any specific product providers can offer a range of solutions from different sources and is more likely to be free from conflicts of […]
This week , S&P cut South Africa’s long-term foreign currency debt rating to one notch below investment grade. The local currency rating was also cut but remains investment grade. The outlook was kept as negative: Long-term foreign currency rating cut to BB+ from BBB- Long-term local currency rating cut to BBB- from BBB Below is […]
At the end of 2001, more than four times as much money was invested in local equity unit trusts as was held in multi-asset funds. Over the past 15 years however, this has reversed dramatically. There is now more than twice as much money held in balanced funds as there is in pure equity unit […]
Over the past year, parts of South Africa have been ravaged by severe weather changes – freezing temperatures, snow, hail, high winds, heavy rains, flash floods and even tornados. Following the extreme rainfall and floods in Pretoria yesterday as well as the massive hail storm that took place in Bloemfontein last week and with […]
