Women outperform men by 1.8% when it comes to investment performance, according to a 2018 study by the Warwick Business School. The study tracked 2 800 investors’ behaviour and investment returns for three years. It found that women investors not only outperformed the FTSE 100 during that period, they also outshone their male counterparts. While annual […]
Considering South Africa’s stock market represents only around 1% of the world’s total listed equity market capitalisation, having some offshore equity exposure is a logical choice – otherwise you are missing out on 99% of the available opportunities, and some fantastic ones at that. However, studies have found that investors in both developed and emerging […]
“What is a unit trust?” is among the top 10 financially related questions South Africans search on Google. This is according to a recent report released by the global search engine. Simply put – a unit trust is a type of investment product that provides you with easy access to financial markets. Each unit trust […]
Is the very thought of planning a barrier for you when it comes to investing? Or are you guilty of overanalysing and underacting? We investigate why, in our search for answers, we refuse to accept the simple ones. We also provides some useful tips to help us overcome these common barriers. We have written numerous […]
Asset managers usually have differing views, but they all agree on one thing: Investments should not be restricted to a single currency. We at Salvo Capital strive to encourage portfolio diversification for our clients – that old “don’t put all your eggs in one basket” adage. Diversification is key; it is the cornerstone of portfolio […]
Financial Planning is an ongoing process to help you make sensible decisions about your money, and the journey begins with helping you communicate the things that are important to you, whether they be aspirational or material. Many people contact SALVO CAPITAL because they know they need independent financial advice but are not sure where to […]
The South African Revenue Service (SARS) wants to help you pay for your retirement. The way in which they do this is by offering generous tax deductions when you make contributions to your retirement annuity (RA), pension or provident fund. On 1 March 2016, the tax deductions for retirement savings increased from 15% to 27.5% – which means you can […]
– On The Ordinary South African There is a massive gap in the country’s finances, to put it bluntly. South Africa has an R48-billion hole in the fiscus that needs to be filled, and part of Finance Minister Malusi Gigaba’s solution in the previous 2018 Budget speech was to push up value-added tax (VAT) by […]
Surviving as an independent financial advisor will be dependent on having a great business model. Many people recognise the value of truly independent financial advice. An advisor that is not tied to any specific product providers can offer a range of solutions from different sources and is more likely to be free from conflicts of […]
This week , S&P cut South Africa’s long-term foreign currency debt rating to one notch below investment grade. The local currency rating was also cut but remains investment grade. The outlook was kept as negative: Long-term foreign currency rating cut to BB+ from BBB- Long-term local currency rating cut to BBB- from BBB Below is […]
