Your tax-deductible contributions to a retirement fund are subject to a maximum of 27.5% of the greater of your taxable income or remuneration, with an annual ceiling of R350 000. Carrie Furman, a tax specialist at Allan Gray, says that although most of us may find it difficult to get anywhere near these limits, there […]
Are homeowners correctly insured when offering modern accommodation type options to their Guests? In recent years many homeowners have decided to benefit from modern accommodation options. They have made their homes available to couch surfers, made money by registering the property and “renting it out” as an Airbnb, or gained some accommodation points by making […]
It involves looking for ways to save more and ensuring that you are doing so for the things that matter to you. The word detox can be quite daunting especially when the goal is to start the year with a clean slate. Yet more so than before, people are looking at detoxing and simplifying their […]
Top risk and insurance tips for the holidays As the excitement of heading off for some much needed R&R sets in, take some time out from the shopping, travel arrangements and last minute work wrap-ups – to secure your home, assets and loved ones before you head off for the holidays. Criminals never take a […]
Inform your insurer if your insured property is to be “Unoccupied”! The contract between you and your insurer is one made in “Good Faith”. Your insurer deserves to be alerted to any changes in the risk associated with the cover provided – and the insured client deserves to be covered for any damages if he/she […]
Women outperform men by 1.8% when it comes to investment performance, according to a 2018 study by the Warwick Business School. The study tracked 2 800 investors’ behaviour and investment returns for three years. It found that women investors not only outperformed the FTSE 100 during that period, they also outshone their male counterparts. While annual […]
Considering South Africa’s stock market represents only around 1% of the world’s total listed equity market capitalisation, having some offshore equity exposure is a logical choice – otherwise you are missing out on 99% of the available opportunities, and some fantastic ones at that. However, studies have found that investors in both developed and emerging […]
Women juggle many responsibilities and ‘financial self-care’ is not always easy or possible. As Women’s Month is almost coming to an end, we decided to share some statistics and tips for those wanting to ensure their ‘financial self-care’, with the emphasis on being fair and good to themselves when it comes to anything finance-related. DebtSafe’s […]
“What is a unit trust?” is among the top 10 financially related questions South Africans search on Google. This is according to a recent report released by the global search engine. Simply put – a unit trust is a type of investment product that provides you with easy access to financial markets. Each unit trust […]
