How you can influence your investment outcomes – After an undeniably tough 2018, the local market staged a turnaround during the first quarter. But the atmosphere in the country is blowing hot and cold: As the general election approaches, and the Eskom crisis rages on, there is an undercurrent of uncertainty and markets are hypersensitive […]
Is the very thought of planning a barrier for you when it comes to investing? Or are you guilty of overanalysing and underacting? We investigate why, in our search for answers, we refuse to accept the simple ones. We also provides some useful tips to help us overcome these common barriers. We have written numerous […]
Goals-based investing is about aligning your investments with your life. When you decide how to invest, you should start with your end goal in mind in order to ensure that you are not distracted by short-term noise, such as a weakening or strengthening exchange rate, power failure or another Cabinet reshuffle. Goals-based investing, where an […]
Asset managers usually have differing views, but they all agree on one thing: Investments should not be restricted to a single currency. We at Salvo Capital strive to encourage portfolio diversification for our clients – that old “don’t put all your eggs in one basket” adage. Diversification is key; it is the cornerstone of portfolio […]
Investors are regularly reminded of the wisdom of investing offshore and not adopting an investment strategy that focuses only on South African assets. In the article below we’ll set out reasons why investors should take a long-term view to fully benefit from the return potential of international assets. There are a number of compelling reasons […]
The current 2018/2019 tax year is ending on 28 February 2019. During this time, it is important to remember to make use of certain benefits for the year such as your annual deductions and exclusions: Contributions to a retirement annuity can be claimed as a tax deduction when filing your annual tax return. These contributions […]
The end of February sees an end to another tax year. In this newsletter, we remind our clients that the current tax year is almost coming to an end, and as such the benefits of topping up or starting a Retirement Annuity will be discussed. We’ll also review the structure and the long-term benefits of […]
Don’t just plan for retirement, Plan for a long life Those in the retirement industry bemoan the fact that South Africans are poor savers and are often one emergency away from trashing what savings they have. A survey shows that just one in three ‘baby boomers’ has any form of formal retirement saving. There are […]
A century ago Albert Einstein shook the foundations of our understanding of the universe when his theories of relativity changed the way we think about space and time. His theories reframed time as a relative and subjective experience. Although science may now think differently about time, our everyday experience continues to tick over in a […]
Starting your retirement savings is as much a mental battle as it is a financial one. Our excuses are our biggest barriers to saving “I don’t have enough money” “I prefer to live for today. “ Whatever your excuse is for not saving for retirement, you may very well find that you are stuck in […]
