Wealth Planning
With Intent.
Salvo Capital offers comprehensive wealth planning for individuals and corporate clients. Wealth planning involves clarifying a long-term strategy that both grows and protects wealth.
Our specialist advisors assist in simplifying this process and to partner with clients to achieve lasting prosperity.
Authorised FSP 8106
9 Specialist
Financial Advisors
Local & Offshore
Solutions
22 years of independent advice
About Salvo Capital
Salvo Capital (pty) Ltd offers specialised wealth planning for individuals and corporate clients. Wealth planning is the process of meeting your life goals through the proper management of your finances.
The objective of our wealth planning process is to help you take a "big picture" view of where you are financially and where you are going.
By applying this process, we can determine where you are now, what you may need in the future and what you should do to reach your goals. This process involves gathering relevant financial information, setting life goals, examining your current financial status and creating a strategy on how we can help you reach those goals and reviewing this on an ongoing basis.
the salvo capital team
Salvo Capital Advisors
9 Specialised Advisors
Qualified Team with 5 CFPs
Diverse Product Knowledge
Constant Training & Education
Salvo Capital Operations
Experienced Back Office
Administrative Support
Client Service Support
Dedicated Compliance Department
What is wealth planning?
Our wealth planning process is built on two essential pillars: (1) growth and (2) protection.
We help you grow your wealth through disciplined, goal-focused investment strategies tailored to your objectives, time horizon, and risk tolerance. At the same time, we protect what you’ve built with comprehensive risk solutions — including life, income, disability, and critical illness cover — supported by strategic estate and legacy planning to safeguard your assets and ensure your wealth is preserved for future generations.
Wealth Creation
Strategic investment planning designed to build and compound your wealth over time, tailored to your goals and risk tolerance.
Investment AdviceWealth Protection
Comprehensive risk cover — including life, income, disability, and critical illness benefits — paired with estate and structure planning to protect your wealth and legacy.
Risk InsuranceOur ongoing Wealth Planning Process
Our wealth planning process comprises six steps that help you take a "big picture" look at where you are financially.
This process involves gathering relevant financial information, setting life goals, examining your current financial status and creating a strategy on how we can help you reach those goals and reviewing this on an ongoing basis.
Establish and define the client-planner relationship
Gather client data, including goals
Analyze and evaluate your financial status
Develop and present financial planning recommendations
Implement financial planning recommendations
Monitor the financial planning recommendation
pillar 1 : Wealth Creation
Investment Planning
Coverage Areas
Discretionary Investments
Pre & Post Retirement
Offshore Structures & Investments
Our Approach
Building wealth is a science but experiencing wealth is an emotion. We work closely with clients to design discretionary investment portfolios tailored to their risk profile, time horizon, and long-term objectives. We also assist in implementing a tax efficient plan to grow capital ahead of retirement, structure income during retirement and plan post-retirement. Our advice is grounded in ongoing portfolio oversight, ensuring your investment strategy adapts alongside changing market conditions and personal circumstances.
Offshore Planning
Key Elements
Forex Solutions
Offshore Investment structuring
Asset Swap Facilities
Tax Efficient Investment Solutions
Planning Objective
Open up the world of offshore investing with our specialists guiding you from start to finish — whether using your annual discretionary allowance or applying for a larger foreign investment allowance. Offshore exposure enhances long-term diversification by providing access to global markets and opportunities beyond the South African context. We also handle the exchange of foreign currency while ensuring the relevant tax, jurisdictional, and liquidity considerations are fully understood.
Tax Efficient Structuring
Key Elements
Tax Free Savings Account
Local & Offshore Endowments
Business trust consideration
Tax and expense minimisation
Planning Objective
Although we do not offer tax advice, we can assist in optimising exposure to products that reduce the drag of tax on your long-term wealth with our specialists guiding you from start to finish. We help you make full use of legislated tax structures — including Tax-Free Savings Accounts, endowment policies, and retirement products such as retirement annuities and preservation funds — each offering distinct advantages, from tax-free growth to deductible contributions and deferred capital gains. The correct combination depends on your income, time horizon, and broader financial plan, and we ensure your structuring is optimised accordingly.
Investment Administration Platforms
At Salvo we believe in using administration platforms that offer clients more than simply a range of funds. We prefer to partner with companies that are known for their client service and that have functionality to assist clients in their investment journey.
We also use platforms that offer unique offshore investment vehicles that we are able to utilise in a client's total investment portfolio.
We make use of a dedicated investment team whose sole function is to manage investment portfolios. Salvo Investment Managers combines qualified, experienced professionals who focus exclusively on portfolio construction, manager selection, and risk management. This singular focus drives a disciplined process which ensures consistent oversight of every portfolio.
Visit Salvo Investment Management
PILLAR 2 : Risk Insurance
Personal Risk Insurance
Coverage Areas
Life Insurance
Disability Protection
Critical Illness Benefits
Income Protection
Our Approach
Salvo Capital implements the industry approved 6-step Financial Planning Process to ensure adequate capital through life insurance, disability protection, and critical illness benefits. This structured approach prevents the need to liquidate assets to cover liabilities, taxes, and expenses — giving you and your family peace of mind when it matters most.
Estate Planning
Key Elements
Updated wills to prevent administrative delays
Family trust structuring
Business trust consideration
Tax and expense minimisation
Planning Objective
Estate planning involves anticipating and arranging for the disposal of an estate during your lifetime. The goal is to reduce taxes and expenses while maximising the value passed on to your beneficiaries. A key component is ensuring your will is kept up to date to prevent unnecessary administrative delays — with careful consideration of family trusts and business trusts to protect and preserve your legacy.
Business Contingency Plan
Buy-and-Sell Agreements
Risk insurance policies facilitate business continuity and the buy-out of a partner's shares. Buy-and-Sell Agreements obligate business members to sell their interest upon death or disability to surviving members, who are in turn obligated to purchase it. Proper structuring ensures these policies do not become part of the deceased's estate, protecting the business and all parties involved.
Key Person Insurance
Employer-owned policies compensate businesses for the death or permanent disability of a key employee. These policies provide funds to absorb business disruption, protect existing credit facilities, and cover the recruitment and training costs of a suitable replacement — ensuring the business continues to operate without financial strain.
Contracted Risk Insurers
We partner with industry-leading insurers to offer clients comprehensive risk cover.
