Women outperform men by 1.8% when it comes to investment performance, according to a 2018 study by the Warwick Business School. The study tracked 2 800 investors’ behaviour and investment returns for three years. It found that women investors not only outperformed the FTSE 100 during that period, they also outshone their male counterparts. While annual […]
Considering South Africa’s stock market represents only around 1% of the world’s total listed equity market capitalisation, having some offshore equity exposure is a logical choice – otherwise you are missing out on 99% of the available opportunities, and some fantastic ones at that. However, studies have found that investors in both developed and emerging […]
Women juggle many responsibilities and ‘financial self-care’ is not always easy or possible. As Women’s Month is almost coming to an end, we decided to share some statistics and tips for those wanting to ensure their ‘financial self-care’, with the emphasis on being fair and good to themselves when it comes to anything finance-related. DebtSafe’s […]
“What is a unit trust?” is among the top 10 financially related questions South Africans search on Google. This is according to a recent report released by the global search engine. Simply put – a unit trust is a type of investment product that provides you with easy access to financial markets. Each unit trust […]
Taking out insurance is about more than being prepared for the unexpected or signing up because it is the ‘right thing to do’. Insurance should be carefully adapted and tailor-made to suit every different stage of your life, whether you are a young executive starting out, or a pensioner wanting to enjoy life. We know […]
It may seem like a reasonable response to move out of investments that are underperforming into those that are outperforming, but this can destroy wealth. Warren Buffett is widely regarded as one of the world’s most astute investors. As chairman and CEO of Berkshire Hathaway, he has built up a fortune that made him the […]
Saving enough for retirement can seem like a daunting and complex problem. However, there are really only three things that investors have to consider. In its simplest form, saving for retirement depends on three factors: time, contributions and returns. Although you can shift your focus between these three factors, you cannot neglect any of them […]
How you can influence your investment outcomes – After an undeniably tough 2018, the local market staged a turnaround during the first quarter. But the atmosphere in the country is blowing hot and cold: As the general election approaches, and the Eskom crisis rages on, there is an undercurrent of uncertainty and markets are hypersensitive […]
Is the very thought of planning a barrier for you when it comes to investing? Or are you guilty of overanalysing and underacting? We investigate why, in our search for answers, we refuse to accept the simple ones. We also provides some useful tips to help us overcome these common barriers. We have written numerous […]
The current 2018/2019 tax year is ending on 28 February 2019. During this time, it is important to remember to make use of certain benefits for the year such as your annual deductions and exclusions: Contributions to a retirement annuity can be claimed as a tax deduction when filing your annual tax return. These contributions […]
