How does inflation impact the value of your investment? Most investors know about inflation. Everyone experiences inflation on a personal level when we see the average price level of goods and services rise every year. We also understand that the Real value of capital decreases by inflation every year. Although we experience it on an […]
As a local investor who has faced a bumpy 2020 in financial terms, you may be looking to global markets to expand your investment horizons, with the hope of recouping some of the losses that you may have incurred in local markets this year. Before you move your money offshore though, take a moment as […]
Too many people don’t consider the essential importance of writing a Will, assuming that everything they have earned will automatically be left to the ‘obvious’, intended beneficiaries when they pass away. But that’s not always the case. WHAT HAPPENS IF I DIE WITHOUT LEAVING A WILL? The short answer : If you pass away without […]
The document spells out who should get your assets after your death. A will is a legal document that sets forth your wishes regarding the distribution of your property and the care of any minor children. If you die without a will, those wishes may not be carried out. Further, your heirs may be forced […]
Inform your insurer if your insured property is to be “Unoccupied”! The contract between you and your insurer is one made in “Good Faith”. Your insurer deserves to be alerted to any changes in the risk associated with the cover provided – and the insured client deserves to be covered for any damages if he/she […]
Women outperform men by 1.8% when it comes to investment performance, according to a 2018 study by the Warwick Business School. The study tracked 2 800 investors’ behaviour and investment returns for three years. It found that women investors not only outperformed the FTSE 100 during that period, they also outshone their male counterparts. While annual […]
Considering South Africa’s stock market represents only around 1% of the world’s total listed equity market capitalisation, having some offshore equity exposure is a logical choice – otherwise you are missing out on 99% of the available opportunities, and some fantastic ones at that. However, studies have found that investors in both developed and emerging […]
Is the very thought of planning a barrier for you when it comes to investing? Or are you guilty of overanalysing and underacting? We investigate why, in our search for answers, we refuse to accept the simple ones. We also provides some useful tips to help us overcome these common barriers. We have written numerous […]
Asset managers usually have differing views, but they all agree on one thing: Investments should not be restricted to a single currency. We at Salvo Capital strive to encourage portfolio diversification for our clients – that old “don’t put all your eggs in one basket” adage. Diversification is key; it is the cornerstone of portfolio […]
The current 2018/2019 tax year is ending on 28 February 2019. During this time, it is important to remember to make use of certain benefits for the year such as your annual deductions and exclusions: Contributions to a retirement annuity can be claimed as a tax deduction when filing your annual tax return. These contributions […]
