Blog

31
May

Monthly Update

· · · · · · · | Salvo Investment Views

How does inflation impact the value of your investment? Most investors know about inflation. Everyone experiences inflation on a personal level when we see the average price level of goods and services rise every year. We also understand that the Real value of capital decreases by inflation every year. Although we experience it on an […]

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10
Feb

Lower your tax in 2021

· · · · · · | Salvo Investment Views

It’s almost the end of the 2021 tax year (1 March 2020 – 28 Feb 2021) which means you have just a few days left reduce your taxes for this year. It may even result in a higher tax refund when you submit your annual tax return with us this tax season. Here are the […]

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05
Oct

What Is a Will and Why Do I Need One Now?

· · · · · · · | Investment Wisdom

The document spells out who should get your assets after your death. A will is a legal document that sets forth your wishes regarding the distribution of your property and the care of any minor children. If you die without a will, those wishes may not be carried out. Further, your heirs may be forced […]

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21
Sep

Saving tips throughout the ages

· · · · · | Investment Wisdom

Planning for retirement is all about setting the right savings goals for each stage of your life, and starting as early as possible. Most South Africans only start saving for retirement at 28 when they should ideally start at 23. Most are also saving less than they should. Here are a few honest conversations you […]

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02
Jul

Financial Freedom : from surviving to thriving

· · · · · · · · · | Investment Wisdom

Most South Africans say they are experiencing anxiety (55%) and nearly half are dealing with financial pressure (46%) and/or depression (40%) during the lockdown, according to a recent online survey by the South African Depression and Anxiety Group (SADAG). With the bleak economic forecast and retrenchments or pay cuts on the cards for many South […]

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26
Mar

Budgeting for the lockdown

· · · · · · · · | Salvo Investment Views

A fortunate group of South Africans will receive their salaries in the next couple of days, while others need to find alternative ways of sustaining themselves during this challenging time. Whether you’re part of the first or second group, it’s imperative that you carefully consider your finances before making any rash decisions. Here are five […]

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23
Jan

It’s time for a financial detox

· · · · · · · | Investment Wisdom

It involves looking for ways to save more and ensuring that you are doing so for the things that matter to you. The word detox can be quite daunting especially when the goal is to start the year with a clean slate. Yet more so than before, people are looking at detoxing and simplifying their […]

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09
Jan

Your relationship with money in 2020

· · · · · · · · · · | Investment Wisdom

Whether you’re spending too much, or too little…. A budget is one of the most powerful tools in managing your personal finances. It is also, for many people, one of the least attractive. Budgets can feel restrictive and demanding. Tracking every rand that goes in or out of your wallet suits some personalities, but it […]

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06
Dec

Prep like a Pro

· · · · · · · · · · | Short-Term Insurance

Top risk and insurance tips for the holidays As the excitement of heading off for some much needed R&R sets in, take some time out from the shopping, travel arrangements and last minute work wrap-ups –  to secure your home, assets and loved ones before you head off for the holidays. Criminals never take a […]

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22
Oct

a lesson from steady investors

· · · · · · · · · · · · · | Investment Wisdom

Women outperform men by 1.8% when it comes to investment performance, according to a 2018 study by the Warwick Business School. The study tracked 2 800 investors’ behaviour and investment returns for three years. It found that women investors not only outperformed the FTSE 100 during that period, they also outshone their male counterparts. While annual […]

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