…but don’t cancel your life cover! Many South African households are feeling the pinch financially, and you may be tempted to cancel your life cover to free up some much-needed cash. But this could be a big mistake, with dire financial consequences for your loved ones. did you know that about 380 families loose a […]
Saving enough for retirement can seem like a daunting and complex problem. However, there are really only three things that investors have to consider. In its simplest form, saving for retirement depends on three factors: time, contributions and returns. Although you can shift your focus between these three factors, you cannot neglect any of them […]
How you can influence your investment outcomes – After an undeniably tough 2018, the local market staged a turnaround during the first quarter. But the atmosphere in the country is blowing hot and cold: As the general election approaches, and the Eskom crisis rages on, there is an undercurrent of uncertainty and markets are hypersensitive […]
Goals-based investing is about aligning your investments with your life. When you decide how to invest, you should start with your end goal in mind in order to ensure that you are not distracted by short-term noise, such as a weakening or strengthening exchange rate, power failure or another Cabinet reshuffle. Goals-based investing, where an […]
Don’t just plan for retirement, Plan for a long life Those in the retirement industry bemoan the fact that South Africans are poor savers and are often one emergency away from trashing what savings they have. A survey shows that just one in three ‘baby boomers’ has any form of formal retirement saving. There are […]
A century ago Albert Einstein shook the foundations of our understanding of the universe when his theories of relativity changed the way we think about space and time. His theories reframed time as a relative and subjective experience. Although science may now think differently about time, our everyday experience continues to tick over in a […]
In the hive of festive activity, it’s easy to forget your financial goals and spend more than you planned. Next thing you know, it’s the New Year and the long month of January, with its all too familiar financial hangover, is stretched out before you. You may have heard about the ‘Marshmallow Test’, a series of experiments conducted by […]
How do you overcome the barriers to investing? Not sure how to start investing your money? Thandi Ngwane from Allan Gray mentions five easy steps how you can start investing sooner rather than later – in their 7 part Investment series. Investing is not a complicated activity only for rich people. It’s a great way to create […]
