Too many people don’t consider the essential importance of writing a Will, assuming that everything they have earned will automatically be left to the ‘obvious’, intended beneficiaries when they pass away. But that’s not always the case. WHAT HAPPENS IF I DIE WITHOUT LEAVING A WILL? The short answer : If you pass away without […]
Planning for retirement is all about setting the right savings goals for each stage of your life, and starting as early as possible. Most South Africans only start saving for retirement at 28 when they should ideally start at 23. Most are also saving less than they should. Here are a few honest conversations you […]
Most South Africans say they are experiencing anxiety (55%) and nearly half are dealing with financial pressure (46%) and/or depression (40%) during the lockdown, according to a recent online survey by the South African Depression and Anxiety Group (SADAG). With the bleak economic forecast and retrenchments or pay cuts on the cards for many South […]
Pay off debt and don’t dip into your retirement savings! With several analysts projecting the economy to contract between 8% and 10% this year, which would result in massive job losses, consumers might be tempted to dip into their retirement savings to buoy their cashflows, but experts have warned that they should not. South Africa […]
a Note from the Salvo Team As you know, we send out monthly investment statements to all of our investors. We are happy to announce that we will be sending A New Format of statements with a look and feel that will contain more relevant information, starting in May 2020. These statements will be sent […]
“If you cannot control your emotions, you cannot control your money” – Warren Buffet Most investors know that emotion affects the way in which investment decisions are made – and that greed and fear play a large role in driving investment markets. The actions of many investors are based on feelings rather than facts. They may make […]
A man named Rahm Emanuel once said: “Never let a serious crisis go to waste”. What does this quote mean for investor’s? True investment opportunities seldomly occurs when asset prices are at all time highs. The real buying opportunity comes when assets are “on sale”, as Warren Buffet loves to say. These “sales” occur when […]
Public health outbreaks and epidemics like the recent coronavirus can quickly scare investors and, eventually, affect economies and businesses. Coronavirus market sell-off If one couples a potential global pandemic with overvalued developed equity markets, there is only one obvious outcome – a sell off. Many market participants are calling for synchronised interest rate cuts from central banks […]
Top risk and insurance tips for the holidays As the excitement of heading off for some much needed R&R sets in, take some time out from the shopping, travel arrangements and last minute work wrap-ups – to secure your home, assets and loved ones before you head off for the holidays. Criminals never take a […]
Women outperform men by 1.8% when it comes to investment performance, according to a 2018 study by the Warwick Business School. The study tracked 2 800 investors’ behaviour and investment returns for three years. It found that women investors not only outperformed the FTSE 100 during that period, they also outshone their male counterparts. While annual […]
