As a local investor who has faced a bumpy 2020 in financial terms, you may be looking to global markets to expand your investment horizons, with the hope of recouping some of the losses that you may have incurred in local markets this year. Before you move your money offshore though, take a moment as […]
Too many people don’t consider the essential importance of writing a Will, assuming that everything they have earned will automatically be left to the ‘obvious’, intended beneficiaries when they pass away. But that’s not always the case. WHAT HAPPENS IF I DIE WITHOUT LEAVING A WILL? The short answer : If you pass away without […]
The document spells out who should get your assets after your death. A will is a legal document that sets forth your wishes regarding the distribution of your property and the care of any minor children. If you die without a will, those wishes may not be carried out. Further, your heirs may be forced […]
Most South Africans say they are experiencing anxiety (55%) and nearly half are dealing with financial pressure (46%) and/or depression (40%) during the lockdown, according to a recent online survey by the South African Depression and Anxiety Group (SADAG). With the bleak economic forecast and retrenchments or pay cuts on the cards for many South […]
Pay off debt and don’t dip into your retirement savings! With several analysts projecting the economy to contract between 8% and 10% this year, which would result in massive job losses, consumers might be tempted to dip into their retirement savings to buoy their cashflows, but experts have warned that they should not. South Africa […]
a Note from the Salvo Team As you know, we send out monthly investment statements to all of our investors. We are happy to announce that we will be sending A New Format of statements with a look and feel that will contain more relevant information, starting in May 2020. These statements will be sent […]
“If you cannot control your emotions, you cannot control your money” – Warren Buffet Most investors know that emotion affects the way in which investment decisions are made – and that greed and fear play a large role in driving investment markets. The actions of many investors are based on feelings rather than facts. They may make […]
Whether you’re spending too much, or too little…. A budget is one of the most powerful tools in managing your personal finances. It is also, for many people, one of the least attractive. Budgets can feel restrictive and demanding. Tracking every rand that goes in or out of your wallet suits some personalities, but it […]
Top risk and insurance tips for the holidays As the excitement of heading off for some much needed R&R sets in, take some time out from the shopping, travel arrangements and last minute work wrap-ups – to secure your home, assets and loved ones before you head off for the holidays. Criminals never take a […]
Women outperform men by 1.8% when it comes to investment performance, according to a 2018 study by the Warwick Business School. The study tracked 2 800 investors’ behaviour and investment returns for three years. It found that women investors not only outperformed the FTSE 100 during that period, they also outshone their male counterparts. While annual […]
