Considering South Africa’s stock market represents only around 1% of the world’s total listed equity market capitalisation, having some offshore equity exposure is a logical choice – otherwise you are missing out on 99% of the available opportunities, and some fantastic ones at that. However, studies have found that investors in both developed and emerging […]
Women juggle many responsibilities and ‘financial self-care’ is not always easy or possible. As Women’s Month is almost coming to an end, we decided to share some statistics and tips for those wanting to ensure their ‘financial self-care’, with the emphasis on being fair and good to themselves when it comes to anything finance-related. DebtSafe’s […]
“What is a unit trust?” is among the top 10 financially related questions South Africans search on Google. This is according to a recent report released by the global search engine. Simply put – a unit trust is a type of investment product that provides you with easy access to financial markets. Each unit trust […]
Taking out insurance is about more than being prepared for the unexpected or signing up because it is the ‘right thing to do’. Insurance should be carefully adapted and tailor-made to suit every different stage of your life, whether you are a young executive starting out, or a pensioner wanting to enjoy life. We know […]
…but don’t cancel your life cover! Many South African households are feeling the pinch financially, and you may be tempted to cancel your life cover to free up some much-needed cash. But this could be a big mistake, with dire financial consequences for your loved ones. did you know that about 380 families loose a […]
What’s age got to do with insurance? A lot actually. How it affects your insurance tends to depend on the type of insurance we’re talking about. For instance, when it comes to life insurance, your age plays quite a big role in how much you’ll pay. It’s better to get cover as early as possible, […]
It may seem like a reasonable response to move out of investments that are underperforming into those that are outperforming, but this can destroy wealth. Warren Buffett is widely regarded as one of the world’s most astute investors. As chairman and CEO of Berkshire Hathaway, he has built up a fortune that made him the […]
Saving enough for retirement can seem like a daunting and complex problem. However, there are really only three things that investors have to consider. In its simplest form, saving for retirement depends on three factors: time, contributions and returns. Although you can shift your focus between these three factors, you cannot neglect any of them […]
How you can influence your investment outcomes – After an undeniably tough 2018, the local market staged a turnaround during the first quarter. But the atmosphere in the country is blowing hot and cold: As the general election approaches, and the Eskom crisis rages on, there is an undercurrent of uncertainty and markets are hypersensitive […]
Is the very thought of planning a barrier for you when it comes to investing? Or are you guilty of overanalysing and underacting? We investigate why, in our search for answers, we refuse to accept the simple ones. We also provides some useful tips to help us overcome these common barriers. We have written numerous […]
