How does inflation impact the value of your investment? Most investors know about inflation. Everyone experiences inflation on a personal level when we see the average price level of goods and services rise every year. We also understand that the Real value of capital decreases by inflation every year. Although we experience it on an […]
As a local investor who has faced a bumpy 2020 in financial terms, you may be looking to global markets to expand your investment horizons, with the hope of recouping some of the losses that you may have incurred in local markets this year. Before you move your money offshore though, take a moment as […]
Too many people don’t consider the essential importance of writing a Will, assuming that everything they have earned will automatically be left to the ‘obvious’, intended beneficiaries when they pass away. But that’s not always the case. WHAT HAPPENS IF I DIE WITHOUT LEAVING A WILL? The short answer : If you pass away without […]
Planning for retirement is all about setting the right savings goals for each stage of your life, and starting as early as possible. Most South Africans only start saving for retirement at 28 when they should ideally start at 23. Most are also saving less than they should. Here are a few honest conversations you […]
Most South Africans say they are experiencing anxiety (55%) and nearly half are dealing with financial pressure (46%) and/or depression (40%) during the lockdown, according to a recent online survey by the South African Depression and Anxiety Group (SADAG). With the bleak economic forecast and retrenchments or pay cuts on the cards for many South […]
a Note from the Salvo Team As you know, we send out monthly investment statements to all of our investors. We are happy to announce that we will be sending A New Format of statements with a look and feel that will contain more relevant information, starting in May 2020. These statements will be sent […]
“If you cannot control your emotions, you cannot control your money” – Warren Buffet Most investors know that emotion affects the way in which investment decisions are made – and that greed and fear play a large role in driving investment markets. The actions of many investors are based on feelings rather than facts. They may make […]
Whether you’re spending too much, or too little…. A budget is one of the most powerful tools in managing your personal finances. It is also, for many people, one of the least attractive. Budgets can feel restrictive and demanding. Tracking every rand that goes in or out of your wallet suits some personalities, but it […]
Top risk and insurance tips for the holidays As the excitement of heading off for some much needed R&R sets in, take some time out from the shopping, travel arrangements and last minute work wrap-ups – to secure your home, assets and loved ones before you head off for the holidays. Criminals never take a […]
Taking out insurance is about more than being prepared for the unexpected or signing up because it is the ‘right thing to do’. Insurance should be carefully adapted and tailor-made to suit every different stage of your life, whether you are a young executive starting out, or a pensioner wanting to enjoy life. We know […]
