customer journey
Your age vs. Your Insurance
What’s age got to do with insurance? A lot actually. How it affects your insurance tends to depend on the type of…
How much is your investment behaviour costing you?
It may seem like a reasonable response to move out of investments that are underperforming into those that are outperforming, but this…
The three factors that will determine your future wealth
Saving enough for retirement can seem like a daunting and complex problem. However, there are really only three things that investors have…
Knowing your locus of control
How you can influence your investment outcomes – After an undeniably tough 2018, the local market staged a turnaround during the first…
The simple answers
Is the very thought of planning a barrier for you when it comes to investing? Or are you guilty of overanalysing and…
Consider your goals when investing offshore
Goals-based investing is about aligning your investments with your life. When you decide how to invest, you should start with your end…
The 100 year Life
Don’t just plan for retirement, Plan for a long life Those in the retirement industry bemoan the fact that South Africans are…
Is Cash King?
It has been a good few years for cash. As shown in Graph 1, over the past three years cash (i.e. highly liquid…
Your financial planning Journey
Financial Planning is an ongoing process to help you make sensible decisions about your money, and the journey begins with helping you…
Why cash can be the riskiest asset of all
When you consider the biggest risk to your wealth – Every investor would have heard of equity and listed property referred to…